West Central Minnesota Communities Action, Inc. - West Central Minnesota Communities Action - Elbow Lake (Industrial)
Minnesota Urban and Rural Homesteading (MURL)
411 Industrial Park Blvd, Elbow Lake, MN 56531
Eligibility
Eligible homebuyers must meet income guidelines, be first-time homebuyers (a first-time homebuyer includes individuals who owned a home with a spouse or significant other and are separated or divorced, individuals who have not owned a home in the last three years, and individuals who have never owned a home), and be unable to purchase a home through traditional financing. Buyers must pay 25% of their gross monthly income as the monthly house payment. Hazard insurance and property taxes are escrowed and are included in the 25% payment.
Application process
Download, print and mail application from agency website or call with questions
Site Service Area
Services are primarily focused on Douglas, Grant, Otter Tail, Pope, and Stevens counties. Individual programs may serve counties outside this area.
Other Information
Specialization
- People with low income
- Family
Organization Type
- Community Action Partnership
Minnesota Urban and Rural Homestead Program (MURL) is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means.
Eligible families must be considered "at risk" for home ownership. Barriers such as past credit problems, lack of a down payment, and low wages are all factors that limit a household's ability to own a home and would be considered "risk factors" for home ownership.
Last Update
04/23/2026
Providing organization
West Central Minnesota Communities Action, Inc.