Long-term care needs are best met when they are planned for. Planning is important because there is a good chance you will need long-term care at some point in the future. Planning for long-term care in a crisis often turns out badly. Decisions must often be made quickly without enough information, and you may end up living in a place you don't like for the rest of your life.
Many people start to plan for long-term care when they are close to the time they need long-term care and that is not the best way to plan. Most people do not plan for long-term care because they do not know where to begin.
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How to plan for long-term care depends on your age and your situation. The older you are, the more likely it is you will need long-term care. While every person's situation is different, there are basic guidelines for long-term care planning for different age groups.