Own Your Future

Health factors

Some options are best for those in good health, while other options are better suited for someone in poor health or who is terminally ill.

**Health: Which financing options are most suitable by health status**
Relatively good health	Poor health or terminally ill	Health considerations are not important
Health savings accounts	Accelerated death benefits	Home equity options
Home equity options	Home equity options	Life settlements
Life insurance options with long-term care riders	Life settlements	Long-term care annuities
Long-term care annuities	Medically underwritten annuities	Personal income and savings
Long-term care insurance policies	Personal income and savings	Some life insurance and long-term care combination policies
Minnesota LTC Partnership policies	Viatical settlements
Personal income and savings

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