For Immediate Release:
SAINT PAUL, MN – In light of the 2014 implementation of the Affordable Care Act, the Commerce Department announced today key information regarding the process for assessing the need for, and developing a transition plan for the Minnesota Comprehensive Health Association (MCHA), including a FAQ, timeline, and goals. The Minnesota Insurance Marketplace Act, which passed this legislative session, tasked the Commerce Department to determine the need for, and implement a phase-out and eventual appropriate termination of coverage provided by MCHA.
“In compliance with the federal and state health insurance laws, the Commerce Department will work with MCHA and its enrollees to develop a prudent and orderly plan to make a transition as seamless as possible,” said Commerce Commissioner Mike Rothman. “The Commerce Department will seek to develop a plan with opportunity for public input that best addresses the challenges of transitioning to new health coverage for people who have been enrolled in MCHA.”
MCHA was created in 1976 by the State of Minnesota as the “plan of last resort” to insure individuals with pre-existing medical conditions. One of the cornerstones of the federal Patient Protection and Affordable Care Act (ACA) is prohibiting insurance companies from rejecting or denying coverage based on pre-existing conditions, which will start January 1, 2014. This change will enable current MCHA enrollees to once again shop for health insurance in the open marketplace, or utilize MNsure, Minnesota’s health insurance marketplace, to explore whether they qualify for subsidies to assist in their insurance coverage.
In accordance with the Minnesota Insurance Marketplace Act, the Commerce Department, in consultation with MCHA, has identified key goals to guide the transition plan:
The Commerce Department outlined a timeline of key dates and opportunities for public comment. Additionally, the Department has scheduled regular meetings with MCHA.
MCHA Transition Plan Development Timeline
|May 1, 2013 - March 31, 2014||Gather Public Comment|
|June 1, 2013 – June 30, 2013:||Prepare Draft of Transition Plan|
|July 1, 2013 – July 31, 2013:||Gather Public Comment on Draft Transition Plan|
|August 1, 2013 – August 31, 2013:||Develop Final Transition Plan|
|August 31, 2013:||Issue Final Transition Plan|
|September 1, 2013 – September 30, 2013:||Provide Information to MCHA Enrollees Prior to Open Enrollment|
|October 1, 2013 - March 31, 2014:||Open Enrollment Period for MNsure|
For More Information
MCHA enrollees and consumers can visit the Commerce Department’s website to learn more about MCHA and the transition plan timeline or email MCHA.Comments@state.mn.us to offer comments or ask questions. For information regarding MCHA, visit the Minnesota Comprehensive Health Association website. Minnesotans can also sign up to receive email updates on the implementation of new health care laws and MCHA.