For Immediate Release:
SAINT PAUL, MN – The Minnesota Department of Commerce warns consumers who suspect their personal data may have been stolen to protect themselves against identity theft. Minnesotans who suspect their information may have fallen into the wrong hands need to be vigilant in monitoring their accounts and to act quickly to minimize damage to their credit reports and lessen financial losses.
If you suspect your bank account, card number, and personal information has been stolen, it is necessary to monitor your accounts for fraudulent activity. Additionally, check your credit report to ensure that no new unauthorized cards, lines of credit, or loans are taken out under your name.
What proactive steps can I take to protect personal information?
How to recover your identity:
After identity theft occurs, it is critical to document all conversations and correspondence with the companies and agencies helping to reestablish your personal information. Steps to repair your personal information may vary depending on what crime occurred, but in most cases there are a few basic steps to take:
For more information, or if you've been a victim of identity theft and need to file a complaint, contact the FTC: by telephone, call the Identity Theft Hotline at 1-877-IDTHEFT (438-4338); TDD: 202-326-2502; by mail, write to Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.
This month, the University of Minnesota Extension, Center for Family Development and the Minnesota Department of Commerce collaborated on a set of five guides to help Minnesotans start on the path to financial security. The guide, How is your Credit? provides a wide variety of resources to help protect or repair credit.