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The Insurance Department at the Minnesota Department of Commerce reviews proposed rate increases to ensure that they are both reasonable and justified. This process is in compliance with the guidelines set forth in state law and the Affordable Care Act (ACA).  After each rate filing is reviewed, approved, and effective for sale in Minnesota, it is posted for the public to view.

  • Rate Review Process

    Discover everything you need to know about Minnesota’s health insurance rate review process.

  • Approved and Effective Rate Filings

    View approved rates and effective health insurance rate filings for sale in Minnesota.

  • Rate Release Documents

    Listing of rate release documents and other materials.

  • Consumer Guide

    View information on health insurance reform and rate review.

  • Glossary

    Look up health insurance reform and rate review terminology.

  • FAQ

    View frequently asked questions about Minnesota’s health insurance rate review process.

  • Links

    View links for more information on health insurance reform and rate review.

  • The Need to Knows about Health Insurance

    Health insurance is an important part in taking care of your health and protecting yourself against costly expenses.