Skip to content

Resident Producers


Regarding Pre-License Education Requirements and Possible Exemptions:



Before sitting for a licensing exam, insurance producer applicants must first complete the 20 hours of Minnesota Department of Commerce pre-approved insurance pre-license education per line of authority as required in Minn. Statutes Chapter 60K.36 Subd.4.  Minnesota approved pre-license education providers and courses can be found at http://www.sircon.com/minnesota.  Possible exemptions to the required pre-license education are allowed in Minn. Statutes Chapter 60K.36 Subd. 4a.  A list of exemptions and corresponding documentation the applicant must present to the exam service are shown on this [pdf].  The original documentation will be returned to the exam applicant in order for them to fax it to the licensing dept at 651-539-0108 after they apply online for their license at http://www.sircon.com/minnesota.   (Get exam information from this link http://mn.gov/commerce/licensees/Education-for-Licensees/License-Examinations.jsp)

In conjunction with Sircon, we have arranged for Minnesota resident producers and adjusters to take advantage of a new, web-based, personal compliance tool called ProducerEDGE. . This service is available at no extra charge. 

Some easy and convenient features include:
  • Quick Links: Apply, renew and print your licenses from any or all 50 states in one convenient location.
  • My Licenses: View every license you hold, see your license numbers, types, lines of authority and expirations.
  • My Reminders: Receive automatic renewal reminders and status update notices to help you keep compliant. 
Learn more about ProducerEdge in this brochure or Click here to go directly to ProducerEDGE  

  • If you have questions about how to complete your online application using Sircon Licensing, please contact Sircon at 517-381-3860.
  • If you have questions about whether a license is required, please consult the License Minnesota website at http://www.license.mn.gov/. Click on "A-Z Indexes" or "Browse by Topics." If the information there does not answer your question, please send an e-mail to licensing.commerce@state.mn.us that explains your activities as specifically as possible.
  • Please note that unlicensed activity may result in administrative action.

Click on the license type highlighted below for detailed information on requirements and for access to all applicable forms.

  • Information for all types of individual producer licenses:


    Lapsed Licenses- If you are an insurance producer and you were scheduled to renew your license, but failed to do so on time, you may reinstate it online within one year of the expiration date by paying twice the unpaid renewal fee and meeting the other requirements for reinstatement. Go to Sircon Licensing and click "Renew or Reinstate your license."


    Appointments
    Appointments and terminations must be submitted electronically by the insurance company that appointed the agent.
    • Agents who want their appointments terminated must contact each company that appointed them and request that the company terminate the appointment.
    • The insurance company must terminate the appointment electronically.

    Letter of Clearance
    A form with simple instructions for requesting a Letter of Clearance may be downloaded here. Fax the completed form to the Licensing Department, Minnesota Department of Commerce at 651-539-0113.

    Name Change
    Licensees are required to notify the Commerce Department in writing of any name change within ten days of the change. Use this form to report a name change: Name Change – Insurance Licensee.

     

  • Life, Accident/Health, Property, Casualty, Personal Lines
    1. Complete the Producer license application online at Sircon Licensing.  

    2. The license fee is $50 per line of authority plus a $20 Technology Surcharge. 

    3. The pre-license education course provider must submit an electronic certification that the applicant has completed the required prelicensing education. 

    4. The license exam administrator must submit an electronic certification that the applicant has passed the required examination for each desired line of authority and been fingerprinted for a criminal history record check. (See the Fingerprinting FAQ for more information.) Examination results are valid for three years from the date of the examination. (Get exam information from this link http://mn.gov/commerce/licensees/Education-for-Licensees/License-Examinations.jsp )

    5. An individual may obtain a producer license before being appointed by an insurance company, but an appointment is required in order to transact business in Minnesota. Appointments and terminations must be submitted electronically by the Insurance Company that appointed the Agent. Agents who want their appointments terminated must contact each company that appointed them, and request that the company terminate the appointment. The insurance company must terminate the appointment electronically. 

    6. If the license is not renewed within one year after its expiration date, re-examination will be required.

     

  • Credit, Bail Bond, Title, Travel/Baggage
    1. Complete the Producer license application online at Sircon Licensing.

    2. The license fee is $50 for each line of authority applied for. 

    3. An individual may obtain a producer license before being appointed by an insurance company, but an appointment is required in order to transact business in Minnesota. Appointments and terminations must be submitted electronically by the Insurance Company that appointed the Agent. Agents who want their appointments terminated must contact each companythat appointed them, and request that the company terminate the appointment. The insurance company must terminate the appointment electronically.

     

  • Farm Property & Liability
    1. Complete the Producer license application online at Sircon Licensing.

    2. The license fee is $50 for each line of authority applied for 

    3. The license exam administrator must submit an electronic certification that the applicant has passed the required examination for each desired line of authority and been fingerprinted for a criminal history record check. (See the Fingerprinting FAQ ) Examination results are valid for three years from the date of the examination. (Get exam information from this link http://mn.gov/commerce/licensees/Education-for-Licensees/License-Examinations.jsp)

    4. An individual may obtain a producer license before being appointed by an insurance company, but an appointment is required in order to transact business in Minnesota. Appointments and terminations must be submitted electronically by the Insurance Company that appointed the Agent. Agents who want their appointments terminated must contact each companythat appointed them, and request that the company terminate the appointment. The insurance company must terminate the appointment electronically. 

    5. If the license is not renewed within one year after its expiration date, re-examination will be required.

  • Variable Life & Variable Annuity
    1. Complete the Producer license application online at Sircon Licensing.
    2. The license fee is $50. 
    3. Applicant must have a Minnesota Life Producer license (or must submit concurrent online application).
  • Surplus Lines
    1. Complete the Producer license application online at Sircon Licensing.
    2. The license fee is $500. 
    3. Applicant must have Minnesota Property & Casualty Producer license (or must submit concurrent online application).
  • Portable Electronics Insurance Vendor

    A business entity in the business of engaging in portable electronics transactions, directly or indirectly, is required to hold a limited lines license to sell or offer coverage under a policy of portable electronics insurance in connection with, and incidental to, a portable electronics transaction with a customer.

    The following must be submitted for a Portable Electronics Insurance Vendor license:

    1. Completed license application form (download here)

    2. For vendors with ten or fewer locations in Minnesota at which the applicant offers coverage under a policy of portable electronics insurance: License fee in the form of a check (only) for $110 per location made payable to "Minnesota Department of Commerce." In accordance with Minn. Stat. 16E.22, this fee includes a $10 OET surcharge, which is being collected on behalf of the Minnesota Office of Enterprise Technology to fund a statewide electronic licensing system.

    3. For vendors with more than ten locations in Minnesota at which the applicant offers coverage under a policy of portable electronics insurance: License fee in the form of a check (only) for $6,650 made payable to "Minnesota Department of Commerce." In accordance with Minn. Stat. 16E.22, this fee includes a $150 OET surcharge, which is being collected on behalf of the Minnesota Office of Enterprise Technology to fund a statewide electronic licensing system.

    4. Please see the Adjusters section of this website for important information concerning fingerprinting requirements for Business Entities that will be adjusting claims relating to portable electronics insurance coverage.

     

  • Travel Insurance Business Entity Producer

    A business entity acting as an insurer designee (such as a managing general underwriter, managing general agent, or licensed limited lines producer of travel insurance) that directs a travel retailer that offers and disseminates travel insurance on its behalf is required to hold a Travel Insurance Business Entity Producer license. As used here, “travel insurance” means insurance coverage for personal risks incident to planned travel, including, but not limited to interruption or cancellation of trip or event; loss of baggage or personal effects; damages to accommodations or rental vehicles; or sickness, accident, disability, or death occurring during travel. “Travel insurance” as used here does not include major medical plans that provide comprehensive medical protection for travelers with trips lasting six months or longer, including those working overseas as an expatriate or military personnel being deployed.

    Additional information and an FAQ document can be found here (.doc).

    The following must be submitted for a Travel Insurance Business Entity Producer license:

    1. Completed license application form (download here .doc).

    2. License fee in the form of a check (only) for $220 made payable to "Minnesota Department of Commerce." In accordance with Minn. Stat. §16E.22, this fee includes a $20 OET surcharge, which is being collected on behalf of the Minnesota Office of Enterprise Technology to fund a statewide electronic licensing system.