Admin Risk Management serves as the state's insurance company. Minnesota Statutes Chapter 16B authorizes state agencies and political subdivisions to utilize the Risk Management Fund for insurance and other alternative funding programs. Risk Management insures state vehicles for auto liability and auto physical damage and most state agencies for property and general liability. Our team also provides risk and insurance management consulting services to state agencies.
Insurance coverages available through Admin include property, business income, boiler and machinery, crime, inland marine, general liability, public officials' liability, broadcaster's liability, police professional liability, auto liability and auto physical damage. We can assist with identifying competitive coverage through the conventional insurance market for medical professional liability, aviation and other specialty coverages. We also work with state agencies in drafting insurance language for contracts for state services and offer other professional services.
Admin's insurance program includes safety and loss control services, which can enhance fire protection, injury prevention and related safety efforts. For all the details on our insurance services, see the tabs below.
For Minnesota State Agencies
The Claims Reporting Guide (PDF) provides the State of Minnesota and its agencies with standard procedures to follow in the event of any incident that may result in an insurance claim. Adopting these procedures may help reduce the severity of loss and increase chances for recovery from the party or parties responsible for a loss. The guide recommends steps to take in the event of a loss. To the extent that actual policy provisions differ from the recommendations, policy provisions will prevail and should be followed.
For further assistance, contact Admin Risk Management.
For the Public
Potential claims against the State of Minnesota should be reported to the state agency or state entity the claim will be against; if it is known.
If you are unsuccessful in contacting the state agency or entity contact Admin Risk Management and we will assist you. Before contacting us please have the following information:
Admin Risk Management personnel will make every effort to resolve claims or refer individuals to the correct party.
Admin Risk Management provides automobile liability insurance for the state's vehicle fleet; provides state agencies with property and general liability insurance protection; and can also obtain insurance coverage through the private insurance marketplace for unique or unusual exposures. See the documents below for more details on coverage options.
Applications and Forms
Please contact Marlys Williamson at 651-201-2591 with any insurance questions.
Certificates and memorandums of insurance
A certificate or memorandum of insurance is a form verifying the issuance of a policy and detailing the coverage in general. Memorandums of insurance for student intern malpractice insurance coverage can be obtained from the website of broker Marsh Inc. Certificates of insurance for all other insurance coverages should be requested by completing the Certificate Request Form (PDF).
Property Loss Control is a technique that seeks to eliminate or minimize loss activity with training, safety, and security measures. The objectives of the state's Property Loss Control initiative are to:
Seven property loss control programs are available. The program policies can be viewed and printed by clicking on the links below:
Admin Risk Management's Loss Control Policy seeks to reduce the frequency and severity of vehicle-related accidents. Knowing this information can help reduce the risk of injuries and decrease the state's cost of insurance resulting from motor vehicle accidents.
Anyone who has ever been involved in even a minor fender bender is aware of the resulting fallout which involves time, money and effort. Accidents involving state vehicles and state employees can be even more complicated. These standards are steps that employees and agencies must follow to minimize the risk of vehicle accidents.
More Information on Fleet Safety and Distracted Driving
Enterprise Rental Car Contracts
For rentals initiated outside the U.S., obtain insurance coverage from the rental company.
If flooding is imminent, agencies should take the following precautions to protect their property, records and other material:
Flood Claims Reporting
In the event of flood damage to state-insured property, contact Admin Risk Management at 651-201-2592 during business hours. After-hours claims can be reported to Gallagher Bassett Services Inc. at 866-489-5797.
Building Water Intrusion and Response Actions
Agencies with facilities that are not insured through Admin Risk Management should review our building water intrusion and response actions (Word Document). Contact our safety and loss control team at 651-201-3016 with questions about indoor air quality after a flood.
Other Severe Weather
For more information about flood and severe weather safety, reference our safety page.